What we do
Five services.
Zero ambiguity.
Company formation, banking, high-risk banking, sectoral licensing, and Moldovan residence. Each service scoped in writing, priced before work begins, delivered by a senior advisor, not a filing team.
Your case handled by one senior advisor throughout. No handoffs.
Written scope and quote within one working day of your scoping call.
Fully remote process. Power of attorney removes any travel requirement.
Boutique advisory established in Chișinău. Western-European founders since day one.
Company Formation
Moldovan SRL Formation
Registered correctly. From the start.
We handle the full ASP (Agenția Servicii Publice) dossier: articles of incorporation, founder declarations, IDNO issuance, and the post-registration tax setup with SFS, CNAS, and CNAM (handled automatically by ASP after filing). Every document is reviewed by a Moldovan lawyer before submission. The founder does not need to travel; we act under a power of attorney notarised and apostilled in the founder's country of residence. Supporting documents are accepted as scans or as physical copies, whichever the client prefers.
At a glance
Legal architecture
Articles of incorporation drafted to your activity codes, ownership structure, and intended tax regime. Not a template, a document reviewed by a qualified Moldovan lawyer before filing.
ASP submission
We manage the full dossier: articles, founder declarations, registration form, power of attorney, and supporting evidence. Submitted to ASP on the basis of Law 135/2007. Errors at the Register cause days of delay; we eliminate them before submission.
Tax regime decision
Standard SRL with 0% on reinvested profits (for SMEs through 2026), the 4% simplified turnover regime, MITP placement at 7%, or FEZ residence at 6%. We model the right regime against your projections before incorporation.
Post-formation handover
IDNO certificate, articles in Romanian and English translation, share register and resolution templates, registered address coordination, and a written summary of first-month obligations. You leave with a working company, not a folder.
What you receive
Bank Account Opening
Bank Account Opening
Real Moldovan banks. SEPA-connected since October 2025.
For non-resident founders, opening a Moldovan business bank account is the longest step in the engagement. We prepare the full dossier, brief the relationship manager in advance, and accompany the application through compliance review. We work across the SEPA-connected Moldovan banks selected for their openness to non-resident UBOs and multi-currency accounts.
At a glance
Bank selection
We match your profile, nationality, business activity, transaction volume, and account purpose to the most appropriate institution among Maib, Moldindconbank, Victoriabank, OTP, EximBank, and ProCredit. Bank selection is upstream of dossier preparation, not an afterthought.
Compliance pre-briefing
Banks reject non-resident applications most often on AML grounds. We pre-screen your profile against each bank's known risk appetite and ensure the dossier addresses likely objections before submission, with proper UBO and source-of-funds documentation under Law 308/2017.
Multi-currency dossier
Certified incorporation documents, UBO declarations, business plan summary, proof-of-funds, and source-of-funds narratives. Accounts opened in MDL, EUR, and USD where appropriate. SEPA-connected operations from day one (effective 6 October 2025 across the Moldovan banking sector).
Online banking from day one
All partner banks offer internet and mobile banking with multi-user authorisation, SWIFT, and SEPA SCT/SCT Inst capability. We coordinate activation as part of the engagement.
What you receive
High Risk Banking
High Risk Bank Account Opening
EU EMIs, midshore, and offshore for complex profiles.
Crypto, gaming, forex, fintech, and other high-risk sectors face systematic friction with mainstream banks across Europe. We bridge to institutions and EMIs that have an explicit appetite for the activity and a real compliance framework to absorb it. Honest about which jurisdictions and profiles work; honest about which do not. No "we get any account" claims.
At a glance
Profile-to-institution match
Each high-risk vertical has a different banking landscape. Crypto exchanges, EMI applicants, licensed gaming operators, forex/CFD brokers, and payment processors all need different counterparts. We match the profile to institutions where the application has a credible probability of success.
EU EMI options
For working-capital banking, EU-licensed EMIs (Lithuania, Poland, Bulgaria) often onboard cleanly where traditional banks decline. We map the EMI route alongside the bank route and recommend the most cost-effective combination.
Midshore and offshore
Where EU options are blocked, midshore (Cyprus, Bulgaria, Georgia, Armenia) and reputable offshore institutions (Mauritius, BVI) remain practical. Each carries distinct compliance and operational trade-offs we discuss before any introduction.
Source-of-funds and UBO file
For high-risk profiles, the application stands or falls on the SoF/SoW dossier and the UBO file. We build both to the standard the receiving institution actually requires, not a generic template.
What you receive
Business Licensing
Business Licensing in Moldova
CNPF authorisations and sector-specific permits.
Moldova's Law on Regulation of Entrepreneurial Activity defines the categories that require licensing before operation. Financial services and capital markets fall under CNPF (Comisia Națională a Pieței Financiare). Telecoms and certain IT activities fall under ANRCETI. Specific sectors (medical, transport, education, energy, gaming) each have their own supervisor. We scope the licensing requirement before formation, then manage the full authorisation pipeline.
At a glance
Licence scoping
We determine the correct authorisation category for your activity, map the applicable capital, staffing, and operational requirements, and outline the realistic timeline before any fees are committed. Many activities require no licence at all; we say so when that is the case.
Compliance framework
CNPF and sector regulators expect a functioning AML programme, internal control framework, and operational procedures at the point of application. We build these in line with Law 308/2017 and the relevant sector regulation, not just reference them.
Fit-and-proper management
Key function holders must pass the regulator's fit-and-proper assessment. We prepare supporting documentation for directors and compliance officers and brief them on expected interview topics.
Ongoing regulatory support
Authorisation is the beginning, not the end. We offer retained regulatory correspondence management, periodic reporting, and material change notifications to keep your licence in good standing.
What you receive
Residence
Residence in Moldova
Investor, IT specialist, employment-based.
For founders who want a Moldovan residence permit alongside the Moldovan SRL, three routes apply. Investor residence requires equity in a Moldovan legal entity equivalent to 30 forecast average monthly salaries plus one created job. The MITP IT specialist visa carries a simplified procedure for IT managers and engineers. Employment-based permits cover relocating teams. We coordinate the application at the Bureau for Migration and Asylum and document the substance file.
At a glance
Investor residence
Capital deployment threshold: shares or equity in a Moldovan legal entity equivalent to 30 forecast average monthly salaries, plus at least one created job at the average forecast salary. We structure the investment, document the source of funds, and coordinate the BMA filing.
MITP IT specialist visa
Simplified procedure for IT managers and specialists employed by an MITP-resident company. Validity up to 4 years for managers; renewable. Requires medical insurance with €30,000 minimum coverage. We coordinate alongside the IT Park residency application.
Employment-based permits
For relocating teams, employment-based permits cover non-IT roles where MITP does not apply. Documentation, employment contract structuring, and BMA coordination handled in-house.
Path to permanent
Five years of continuous lawful residence opens the path to permanent residence and, ultimately, naturalisation. We sequence the renewals and document the residence ties to keep the path clean.
What you receive
How we work
A structured process.
No surprises.
Every engagement follows the same four-stage process. The sequence is non-negotiable because it is what prevents misaligned expectations, scope creep, and rework.
Scoping call
A focused 30-minute conversation. You explain your situation, structure, and timeline. We confirm the right service, flag complications, and outline exactly what you will need. No charge, no commitment.
Discovery
Written scope
Within 24 hours of the scoping call, you receive a written engagement letter specifying scope, timeline, and price. Nothing begins until you have approved it in writing.
Proposal
Senior-led delivery
Your case is assigned to a senior advisor, not delegated to a junior team or filing service. You have one point of contact for the duration and receive written status updates at each milestone.
Execution
Complete and documented
All documents delivered digitally in an organised file. A brief post-completion call confirms next steps: accounting setup, bank access, first filings. You leave with clarity, not a zip file.
Handoff
Our commitments
Scope agreed in writing
Your engagement letter is agreed and confirmed before any work begins. Out-of-scope work is quoted separately, never charged silently.
One advisor, start to finish
No handoffs. Your senior advisor handles your case from scoping call through document delivery.
One-business-day response
All client correspondence answered within one business day. No ticket queues, no shared inbox.
Lawyer review on every formation
Every set of articles of incorporation is reviewed by a qualified Moldovan lawyer before filing. Included, not optional.
Book a consultation
The right structure
starts with the
right conversation.
A 30-minute discovery call costs nothing and commits you to nothing. We confirm whether we are the right fit, outline your exact scope, and provide a written proposal within one working day.
Request a scoping call
Fill in the form. We will be in touch within one business day.